update

lib/features/settings/provider.dart

@@ -106,6 +106,34 @@ final themeProvider = StateNotifierProvider<ThemeModeNotifier, ThemeMode>((
   return ThemeModeNotifier(prefs);
 });
 
+enum CardTextColorMode { white, adaptive, black }
+
+class CardTextColorNotifier extends StateNotifier<CardTextColorMode> {
+  static const _key = 'card_text_color';
+  final SharedPreferences _prefs;
+
+  CardTextColorNotifier(this._prefs)
+    : super(_fromString(_prefs.getString(_key)));
+
+  static CardTextColorMode _fromString(String? value) {
+    return CardTextColorMode.values.firstWhere(
+      (e) => e.name == value,
+      orElse: () => CardTextColorMode.adaptive,
+    );
+  }
+
+  void set(CardTextColorMode mode) {
+    state = mode;
+    _prefs.setString(_key, mode.name);
+  }
+}
+
+final cardTextColorProvider =
+    StateNotifierProvider<CardTextColorNotifier, CardTextColorMode>((ref) {
+      final prefs = ref.watch(sharedPreferencesProvider);
+      return CardTextColorNotifier(prefs);
+    });
+
 final exchangeRateServiceProvider = Provider<ExchangeRateService>((ref) {
   final prefs = ref.watch(sharedPreferencesProvider);
   return ExchangeRateService(prefs);

lib/features/settings/screen.dart

@@ -7,6 +7,7 @@ import '../../core/services/haptic_service.dart';
 import '../dashboard/provider.dart';
 import 'provider.dart';
 import 'widgets/theme_section.dart';
+import 'widgets/card_text_color_section.dart';
 import 'widgets/haptic_section.dart';
 import 'widgets/language_section.dart';
 import 'widgets/currency_section.dart';
@@ -45,9 +46,11 @@ class SettingsScreen extends ConsumerWidget {
                     ),
                     TextButton(
                       onPressed: () async {
-                        final biometricEnabled = await BiometricService.isEnabled();
+                        final biometricEnabled =
+                            await BiometricService.isEnabled();
                         if (biometricEnabled) {
-                          final authenticated = await BiometricService.authenticate();
+                          final authenticated =
+                              await BiometricService.authenticate();
                           if (!authenticated) {
                             Navigator.pop(ctx2);
                             return;
@@ -55,7 +58,7 @@ class SettingsScreen extends ConsumerWidget {
                         }
                         ref.read(transactionsProvider.notifier).clearAll();
                         Navigator.pop(ctx2);
-                        
+
                         ScaffoldMessenger.of(context).showSnackBar(
                           SnackBar(
                             content: Row(
@@ -122,6 +125,8 @@ class SettingsScreen extends ConsumerWidget {
         children: [
           const ThemeSection(),
           const SizedBox(height: 16),
+          const CardTextColorSection(),
+          const SizedBox(height: 16),
           const HapticSection(),
           const SizedBox(height: 16),
           const _BiometricSection(),

lib/features/settings/widgets/card_text_color_section.dart

@@ -0,0 +1,160 @@
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import '../../../core/constants.dart';
+import '../../../core/l10n/locale_provider.dart';
+import '../provider.dart';
+
+class CardTextColorSection extends ConsumerWidget {
+  const CardTextColorSection({super.key});
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final s = ref.watch(stringsProvider);
+    final textColorMode = ref.watch(cardTextColorProvider);
+    final isDark = Theme.of(context).brightness == Brightness.dark;
+
+    return Container(
+      padding: const EdgeInsets.all(20),
+      decoration: BoxDecoration(
+        color: Theme.of(context).colorScheme.surface,
+        borderRadius: BorderRadius.circular(16),
+        border: isDark
+            ? null
+            : Border.all(color: const Color(0xFFDDDDEE), width: 1),
+      ),
+      child: Column(
+        crossAxisAlignment: CrossAxisAlignment.start,
+        children: [
+          Row(
+            children: [
+              Container(
+                padding: const EdgeInsets.all(10),
+                decoration: BoxDecoration(
+                  color: AppColors.accent.withOpacity(0.15),
+                  borderRadius: BorderRadius.circular(12),
+                ),
+                child: const Icon(
+                  Icons.text_fields_rounded,
+                  color: AppColors.accent,
+                  size: 20,
+                ),
+              ),
+              const SizedBox(width: 12),
+              Text(
+                s.cardTextColor,
+                style: Theme.of(context).textTheme.titleMedium?.copyWith(
+                  fontWeight: FontWeight.w600,
+                  color: Theme.of(context).colorScheme.onSurface,
+                ),
+              ),
+            ],
+          ),
+          const SizedBox(height: 16),
+          Row(
+            children: [
+              Expanded(
+                child: _CardTextColorOption(
+                  label: s.cardTextColorWhite,
+                  icon: Icons.brightness_high_rounded,
+                  isSelected: textColorMode == CardTextColorMode.white,
+                  onTap: () => ref
+                      .read(cardTextColorProvider.notifier)
+                      .set(CardTextColorMode.white),
+                ),
+              ),
+              const SizedBox(width: 8),
+              Expanded(
+                child: _CardTextColorOption(
+                  label: s.cardTextColorAdaptive,
+                  icon: Icons.auto_awesome_rounded,
+                  isSelected: textColorMode == CardTextColorMode.adaptive,
+                  onTap: () => ref
+                      .read(cardTextColorProvider.notifier)
+                      .set(CardTextColorMode.adaptive),
+                ),
+              ),
+              const SizedBox(width: 8),
+              Expanded(
+                child: _CardTextColorOption(
+                  label: s.cardTextColorBlack,
+                  icon: Icons.brightness_low_rounded,
+                  isSelected: textColorMode == CardTextColorMode.black,
+                  onTap: () => ref
+                      .read(cardTextColorProvider.notifier)
+                      .set(CardTextColorMode.black),
+                ),
+              ),
+            ],
+          ),
+        ],
+      ),
+    );
+  }
+}
+
+class _CardTextColorOption extends StatelessWidget {
+  final String label;
+  final IconData icon;
+  final bool isSelected;
+  final VoidCallback onTap;
+
+  const _CardTextColorOption({
+    required this.label,
+    required this.icon,
+    required this.isSelected,
+    required this.onTap,
+  });
+
+  @override
+  Widget build(BuildContext context) {
+    final isDark = Theme.of(context).brightness == Brightness.dark;
+
+    return GestureDetector(
+      onTap: onTap,
+      child: AnimatedContainer(
+        duration: const Duration(milliseconds: 200),
+        padding: const EdgeInsets.symmetric(vertical: 12),
+        decoration: BoxDecoration(
+          color: isSelected
+              ? AppColors.accent.withOpacity(0.15)
+              : (isDark
+                    ? Colors.white.withOpacity(0.05)
+                    : Colors.black.withOpacity(0.03)),
+          borderRadius: BorderRadius.circular(12),
+          border: Border.all(
+            color: isSelected
+                ? AppColors.accent
+                : (isDark
+                      ? Colors.white.withOpacity(0.1)
+                      : Colors.black.withOpacity(0.08)),
+            width: isSelected ? 2 : 1,
+          ),
+        ),
+        child: Column(
+          mainAxisSize: MainAxisSize.min,
+          children: [
+            Icon(
+              icon,
+              color: isSelected
+                  ? AppColors.accent
+                  : Theme.of(context).colorScheme.onSurface.withOpacity(0.5),
+              size: 22,
+            ),
+            const SizedBox(height: 6),
+            Text(
+              label,
+              style: TextStyle(
+                fontSize: 11,
+                fontWeight: isSelected ? FontWeight.w600 : FontWeight.normal,
+                color: isSelected
+                    ? AppColors.accent
+                    : Theme.of(context).colorScheme.onSurface.withOpacity(0.6),
+              ),
+              textAlign: TextAlign.center,
+            ),
+          ],
+        ),
+      ),
+    );
+  }
+}